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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,564 | $124,314-51.3% | $109,163-44.5% | $167,518-63.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.14% | 26.04%-11.9pp | 25.75%-11.6pp | 478.71%-464.6pp |
| Employer contribution / active EE | $7,498 | $4,209+78.1% | $3,723+101.4% | $4,838+55.0% |
| Participant deferral / active EE | $6,030 | $5,256+14.7% | $4,654+29.6% | $6,342-4.9% |
| Admin fee / account holder | $1,087 | $7,973-86.4% | $6,754-83.9% | $12,312-91.2% |