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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,296 | $133,981-36.3% | $112,249-24.0% | $134,532-36.6% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -20.61% | 47.16%-67.8pp | 27.48%-48.1pp | 418.27%-438.9pp |
| Employer contribution / active EE | $12,081 | $4,040+199.0% | $3,636+232.2% | $4,741+154.8% |
| Participant deferral / active EE | $11,019 | $5,292+108.2% | $4,729+133.0% | $6,401+72.1% |
| Admin fee / account holder | $121 | $7,492-98.4% | $6,412-98.1% | $11,429-98.9% |