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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,598 | $51,631+87.1% | $129,397-25.3% | $80,925+19.4% |
| Participation rate | 59.5% | 56.9%+2.6pp | 69.6%-10.1pp | 67.7%-8.1pp |
| Annual return | 19.81% | 20.77%-1.0pp | 9453.98%-9434.2pp | 35.65%-15.8pp |
| Employer contribution / active EE | $1,354 | $1,583-14.4% | $4,154-67.4% | $2,756-50.9% |
| Participant deferral / active EE | $4,118 | $2,670+54.2% | $4,167-1.2% | $4,299-4.2% |
| Admin fee / account holder | $1,033 | $4,309-76.0% | $7,679-86.5% | $6,940-85.1% |