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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,827 | $49,199+58.2% | $121,204-35.8% | $75,173+3.5% |
| Participation rate | 69.4% | 55.4%+14.0pp | 69.5%-0.1pp | 67.2%+2.2pp |
| Annual return | 26.77% | 56.04%-29.3pp | 987.18%-960.4pp | 160.72%-134.0pp |
| Employer contribution / active EE | $1,405 | $1,547-9.2% | $4,170-66.3% | $2,671-47.4% |
| Participant deferral / active EE | $4,326 | $2,630+64.5% | $4,083+6.0% | $4,126+4.8% |
| Admin fee / account holder | $1,105 | $3,946-72.0% | $5,651-80.4% | $5,651-80.4% |