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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,903 | $48,570-22.0% | $130,660-71.0% | $72,975-48.1% |
| Participation rate | 100.0% | 58.6%+41.4pp | 71.7%+28.3pp | 69.5%+30.5pp |
| Annual return | 25.31% | 38.63%-13.3pp | 1709.29%-1684.0pp | 81.01%-55.7pp |
| Employer contribution / active EE | $1,354 | $1,334+1.5% | $4,092-66.9% | $2,440-44.5% |
| Participant deferral / active EE | $2,622 | $2,384+10.0% | $3,603-27.2% | $3,608-27.3% |
| Admin fee / account holder | $431 | $3,549-87.9% | $5,463-92.1% | $5,124-91.6% |