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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,598 | $51,638+87.1% | $129,406-25.4% | $80,959+19.3% |
| Participation rate | 59.5% | 56.9%+2.6pp | 69.6%-10.1pp | 67.7%-8.1pp |
| Annual return | 19.81% | 20.78%-1.0pp | 9468.18%-9448.4pp | 35.67%-15.9pp |
| Employer contribution / active EE | $1,354 | $1,584-14.5% | $4,155-67.4% | $2,757-50.9% |
| Participant deferral / active EE | $4,118 | $2,670+54.2% | $4,167-1.2% | $4,300-4.2% |
| Admin fee / account holder | $1,033 | $4,313-76.1% | $7,689-86.6% | $6,925-85.1% |