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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL Service code 27 · EIN 20-8754829 | Advisory (Plan) | $70,436 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $43,427 |
ORENDA RETIREMENT, LLC3 years Filed as: ORENDA RETIREMENT LLC Service code 13 · EIN 36-4877979 | Contract Administrator | $17,184 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,532 | $102,661+94.4% | $151,628+31.6% | $66,930+198.1% |
| Participation rate | 77.8% | 85.5%-7.8pp | 87.5%-9.7pp | 69.8%+8.0pp |
| Annual return | -17.19% | -10.81%-6.4pp | 3.34%-20.5pp | 1.57%-18.8pp |
| Employer contribution / active EE | $7,582 | $4,184+81.2% | $6,165+23.0% | $2,545+197.9% |
| Participant deferral / active EE | $12,960 | $6,645+95.0% | $8,363+55.0% | $4,238+205.8% |
| Admin fee / account holder | $738 | $630+17.1% | $11,613-93.6% | $593+24.4% |