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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,023 | $74,089+126.8% | $133,975+25.4% | $55,167+204.6% |
| Participation rate | 94.1% | 84.3%+9.8pp | 87.1%+7.0pp | 69.0%+25.1pp |
| Annual return | 8.21% | 12.11%-3.9pp | 29.29%-21.1pp | 169.23%-161.0pp |
| Employer contribution / active EE | $8,541 | $3,064+178.8% | $5,211+63.9% | $1,963+335.2% |
| Participant deferral / active EE | $11,681 | $4,678+149.7% | $6,282+86.0% | $3,054+282.5% |
| Admin fee / account holder | $2,888 | $458+530.3% | $9,324-69.0% | $504+473.1% |