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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,728 | $176,077+2.6% | $159,455+13.3% | $167,518+7.9% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.75% | 331.83%-317.1pp | 263.63%-248.9pp | 478.71%-464.0pp |
| Employer contribution / active EE | $1,368 | $5,298-74.2% | $4,830-71.7% | $4,838-71.7% |
| Participant deferral / active EE | $5,876 | $7,751-24.2% | $7,353-20.1% | $6,342-7.4% |
| Admin fee / account holder | $19,314 | $12,556+53.8% | $10,800+78.8% | $12,312+56.9% |