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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,923 | $138,102-1.6% | $125,381+8.4% | $134,532+1.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -26.14% | 750.73%-776.9pp | 572.31%-598.4pp | 418.27%-444.4pp |
| Employer contribution / active EE | $1,207 | $5,245-77.0% | $4,815-74.9% | $4,741-74.5% |
| Participant deferral / active EE | $5,457 | $7,801-30.0% | $7,448-26.7% | $6,401-14.7% |
| Admin fee / account holder | $2,412 | $11,568-79.1% | $10,007-75.9% | $11,429-78.9% |