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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,471 | $95,383-71.2% | $185,837-85.2% | $85,856-68.0% |
| Participation rate | 89.8% | 68.8%+21.0pp | 81.7%+8.1pp | 69.3%+20.5pp |
| Annual return | 18.86% | 23.59%-4.7pp | 122.08%-103.2pp | 318.58%-299.7pp |
| Employer contribution / active EE | $2,715 | $3,313-18.1% | $5,168-47.5% | $2,565+5.8% |
| Participant deferral / active EE | $3,212 | $3,423-6.2% | $5,568-42.3% | $3,952-18.7% |
| Admin fee / account holder | $1,689 | $7,213-76.6% | $16,241-89.6% | $6,261-73.0% |