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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,005 | $85,171-80.0% | $172,752-90.2% | $72,975-76.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 36.69% | 27.32%+9.4pp | 802.97%-766.3pp | 81.01%-44.3pp |
| Employer contribution / active EE | $3,715 | $3,324+11.8% | $5,144-27.8% | $2,440+52.2% |
| Participant deferral / active EE | $1,396 | $3,260-57.2% | $5,198-73.1% | $3,608-61.3% |
| Admin fee / account holder | $423 | $5,880-92.8% | $13,955-97.0% | $5,124-91.7% |