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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,436 | $102,663+92.3% | $86,216+129.0% | $139,466+41.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 12.58% | 1924.52%-1911.9pp | 1169.42%-1156.8pp | 373.66%-361.1pp |
| Employer contribution / active EE | $3,175 | $3,035+4.6% | $2,382+33.3% | $4,754-33.2% |
| Participant deferral / active EE | $2,346 | $4,677-49.8% | $3,986-41.1% | $6,712-65.0% |
| Admin fee / account holder | $6,783 | $8,663-21.7% | $6,853-1.0% | $11,409-40.5% |