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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,143 | $95,915+101.4% | $79,580+142.7% | $134,532+43.6% |
| Participation rate | 90.0% | 75.0%+15.0pp | 69.5%+20.5pp | 81.2%+8.8pp |
| Annual return | -13.47% | -2.71%-10.8pp | 0.15%-13.6pp | 418.27%-431.7pp |
| Employer contribution / active EE | $9,168 | $3,129+193.0% | $2,413+279.9% | $4,741+93.4% |
| Participant deferral / active EE | $2,621 | $4,693-44.2% | $3,985-34.2% | $6,401-59.1% |
| Admin fee / account holder | $3,826 | $9,132-58.1% | $6,835-44.0% | $11,429-66.5% |