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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,336 | $112,933+111.9% | $90,970+163.1% | $158,982+50.5% |
| Participation rate | 80.0% | 74.7%+5.3pp | 69.0%+11.0pp | 82.0%-2.0pp |
| Annual return | 14.96% | 215.82%-200.9pp | 134.60%-119.6pp | 302.99%-288.0pp |
| Employer contribution / active EE | $0 | $2,893-100.0% | $2,122-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $3,198 | $4,128-22.5% | $3,373-5.2% | $5,983-46.6% |
| Admin fee / account holder | $9,244 | $8,047+14.9% | $5,961+55.1% | $11,252-17.8% |