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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,836 | $72,027+291.3% | $185,861+51.6% | $79,856+252.9% |
| Participation rate | 92.2% | 65.8%+26.4pp | 78.0%+14.1pp | 69.6%+22.5pp |
| Annual return | 13.08% | 23.13%-10.0pp | 35.96%-22.9pp | 31.71%-18.6pp |
| Employer contribution / active EE | $4,708 | $1,965+139.6% | $4,088+15.2% | $2,471+90.5% |
| Participant deferral / active EE | $9,735 | $3,780+157.6% | $5,634+72.8% | $3,741+160.2% |
| Admin fee / account holder | $40,352 | $4,513+794.1% | $9,503+324.6% | $5,306+660.4% |