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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,758 | $70,666+247.8% | $169,369+45.1% | $75,173+226.9% |
| Participation rate | 85.1% | 64.8%+20.4pp | 77.2%+8.0pp | 67.2%+17.9pp |
| Annual return | 12.56% | 36.37%-23.8pp | 405.70%-393.1pp | 160.65%-148.1pp |
| Employer contribution / active EE | $4,957 | $2,210+124.3% | $4,011+23.6% | $2,670+85.6% |
| Participant deferral / active EE | $9,608 | $4,308+123.0% | $6,221+54.4% | $4,126+132.9% |
| Admin fee / account holder | $17,041 | $5,402+215.4% | $9,009+89.2% | $5,651+201.5% |