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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,650 | $118,467+108.2% | $98,450+150.5% | $139,456+76.9% |
| Participation rate | 42.9% | 77.5%-34.6pp | 75.2%-32.3pp | 80.3%-37.5pp |
| Annual return | 19.86% | 18.95%+0.9pp | 21.16%-1.3pp | 373.45%-353.6pp |
| Employer contribution / active EE | $1,662 | $3,611-54.0% | $3,049-45.5% | $4,753-65.0% |
| Participant deferral / active EE | $4,549 | $5,393-15.7% | $4,739-4.0% | $6,711-32.2% |
| Admin fee / account holder | $32 | $14,057-99.8% | $8,961-99.6% | $11,407-99.7% |