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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,718 | $105,867+85.8% | $90,760+116.7% | $134,532+46.2% |
| Participation rate | 42.9% | 78.3%-35.4pp | 75.7%-32.8pp | 81.2%-38.4pp |
| Annual return | -19.86% | -10.99%-8.9pp | -12.16%-7.7pp | 418.27%-438.1pp |
| Employer contribution / active EE | $1,588 | $3,464-54.2% | $2,922-45.6% | $4,741-66.5% |
| Participant deferral / active EE | $3,776 | $5,217-27.6% | $4,565-17.3% | $6,401-41.0% |
| Admin fee / account holder | $54 | $13,936-99.6% | $8,444-99.4% | $11,429-99.5% |