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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,850 | $82,032+237.5% | $123,106+124.9% | $59,632+364.3% |
| Participation rate | 100.0% | 83.2%+16.8pp | 86.8%+13.2pp | 68.7%+31.3pp |
| Annual return | 2.30% | 5.12%-2.8pp | 13.22%-10.9pp | 2041.32%-2039.0pp |
| Employer contribution / active EE | $7,818 | $3,297+137.1% | $5,151+51.8% | $2,203+254.9% |
| Participant deferral / active EE | $7,184 | $4,667+53.9% | $6,229+15.3% | $3,192+125.1% |
| Admin fee / account holder | $23,365 | $5,881+297.3% | $9,015+159.2% | $4,297+443.8% |