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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,821 | $87,834+232.2% | $133,975+117.8% | $62,881+364.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 12.75% | 12.05%+0.7pp | 29.29%-16.5pp | 20.14%-7.4pp |
| Employer contribution / active EE | $8,899 | $3,482+155.6% | $5,211+70.8% | $2,281+290.2% |
| Participant deferral / active EE | $5,813 | $4,812+20.8% | $6,282-7.5% | $3,203+81.5% |
| Admin fee / account holder | $1,015 | $5,372-81.1% | $9,324-89.1% | $4,296-76.4% |