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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,264 | $123,859+69.8% | $69,632+202.0% | $145,897+44.1% |
| Participation rate | 54.5% | 69.2%-14.7pp | 66.4%-11.9pp | 80.3%-25.8pp |
| Annual return | 9.76% | 192.49%-182.7pp | 101.32%-91.6pp | 552.29%-542.5pp |
| Employer contribution / active EE | $1,945 | $2,673-27.2% | $1,708+13.9% | $4,663-58.3% |
| Participant deferral / active EE | $11,138 | $4,242+162.6% | $2,889+285.5% | $6,689+66.5% |
| Admin fee / account holder | $0 | $7,817-100.0% | $4,695-100.0% | $13,390-100.0% |