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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,782,459 | $209,336+1229.2% | $197,124+1311.5% | $137,256+1927.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | -12.80% | 48.09%-60.9pp | 44.34%-57.1pp | 220.34%-233.1pp |
| Employer contribution / active EE | $7,320 | $6,591+11.1% | $6,227+17.5% | $4,156+76.1% |
| Participant deferral / active EE | $21,235 | $9,614+120.9% | $9,135+132.5% | $6,407+231.5% |
| Admin fee / account holder | $29,501 | $17,308+70.5% | $16,298+81.0% | $12,270+140.4% |