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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,782,459 | $212,386+1210.1% | $199,883+1292.0% | $138,895+1903.3% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | -12.80% | 47.75%-60.6pp | 43.81%-56.6pp | 145.39%-158.2pp |
| Employer contribution / active EE | $7,320 | $6,625+10.5% | $6,261+16.9% | $4,194+74.5% |
| Participant deferral / active EE | $21,235 | $9,617+120.8% | $9,138+132.4% | $6,396+232.0% |
| Admin fee / account holder | $29,501 | $18,233+61.8% | $17,268+70.8% | $12,562+134.8% |