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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,782,459 | $227,291+1124.2% | $214,702+1196.0% | $155,188+1693.0% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | -12.80% | 60.08%-72.9pp | 54.55%-67.4pp | 148.84%-161.6pp |
| Employer contribution / active EE | $7,320 | $6,772+8.1% | $6,461+13.3% | $4,248+72.3% |
| Participant deferral / active EE | $21,235 | $9,582+121.6% | $9,147+132.2% | $6,531+225.1% |
| Admin fee / account holder | $29,501 | $20,413+44.5% | $19,830+48.8% | $14,480+103.7% |