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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,333 | $40,275-34.6% | $57,356-54.1% | $59,633-55.8% |
| Participation rate | 57.5% | 69.1%-11.6pp | 75.1%-17.6pp | 68.7%-11.2pp |
| Annual return | -1.89% | 27.52%-29.4pp | 24.41%-26.3pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $512 | $1,921-73.4% | $2,689-81.0% | $2,203-76.8% |
| Participant deferral / active EE | $1,868 | $2,400-22.1% | $3,162-40.9% | $3,192-41.5% |
| Admin fee / account holder | $2,446 | $2,820-13.3% | $3,357-27.1% | $4,297-43.1% |