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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,911 | $39,132-26.1% | $57,196-49.5% | $62,881-54.0% |
| Participation rate | 52.6% | 70.5%-17.8pp | 75.3%-22.7pp | 69.3%-16.7pp |
| Annual return | 5.49% | 9.24%-3.7pp | 14.59%-9.1pp | 20.14%-14.7pp |
| Employer contribution / active EE | $501 | $1,874-73.2% | $2,683-81.3% | $2,281-78.0% |
| Participant deferral / active EE | $1,959 | $2,374-17.5% | $3,096-36.7% | $3,203-38.8% |
| Admin fee / account holder | $135 | $2,594-94.8% | $3,141-95.7% | $4,296-96.9% |