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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,527 | $87,059+32.7% | $105,608+9.4% | $80,925+42.8% |
| Participation rate | 98.8% | 70.4%+28.3pp | 75.3%+23.5pp | 67.7%+31.1pp |
| Annual return | 15.69% | 17.05%-1.4pp | 116.50%-100.8pp | 35.65%-20.0pp |
| Employer contribution / active EE | $1,205 | $2,396-49.7% | $3,167-62.0% | $2,756-56.3% |
| Participant deferral / active EE | $3,996 | $3,986+0.2% | $5,010-20.2% | $4,299-7.0% |
| Admin fee / account holder | $3,749 | $8,443-55.6% | $11,028-66.0% | $6,940-46.0% |