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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,856 | $58,828-18.7% | $78,002-38.6% | $62,881-23.9% |
| Participation rate | 87.7% | 71.1%+16.7pp | 75.5%+12.2pp | 69.3%+18.4pp |
| Annual return | 5.56% | 17.16%-11.6pp | 425.99%-420.4pp | 20.14%-14.6pp |
| Employer contribution / active EE | $1,363 | $1,672-18.4% | $2,470-44.8% | $2,281-40.2% |
| Participant deferral / active EE | $3,672 | $2,686+36.7% | $3,497+5.0% | $3,203+14.6% |
| Admin fee / account holder | $1,609 | $4,393-63.4% | $5,481-70.7% | $4,296-62.6% |