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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,462 | $84,236+104.7% | $170,435+1.2% | $70,126+145.9% |
| Participation rate | 94.0% | 70.8%+23.2pp | 83.6%+10.4pp | 69.5%+24.5pp |
| Annual return | 11.11% | 23.06%-11.9pp | 205.94%-194.8pp | 73.15%-62.0pp |
| Employer contribution / active EE | $7,661 | $3,387+126.2% | $5,432+41.0% | $2,343+227.0% |
| Participant deferral / active EE | $6,840 | $3,086+121.6% | $4,939+38.5% | $3,332+105.3% |
| Admin fee / account holder | $4,833 | $5,698-15.2% | $13,881-65.2% | $4,645+4.0% |