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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,118 | $75,832+41.3% | $147,617-27.4% | $59,633+79.6% |
| Participation rate | 84.2% | 71.6%+12.6pp | 84.6%-0.4pp | 68.7%+15.5pp |
| Annual return | -3.53% | 0.37%-3.9pp | 61.98%-65.5pp | 2041.45%-2045.0pp |
| Employer contribution / active EE | $6,446 | $3,485+85.0% | $5,564+15.8% | $2,203+192.6% |
| Participant deferral / active EE | $5,635 | $3,131+80.0% | $4,895+15.1% | $3,192+76.6% |
| Admin fee / account holder | $963 | $5,986-83.9% | $11,612-91.7% | $4,297-77.6% |