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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,396 | $90,320-57.5% | $59,496-35.5% | $125,389-69.4% |
| Participation rate | 100.0% | 68.3%+31.7pp | 54.6%+45.4pp | 83.2%+16.8pp |
| Annual return | -0.24% | 369.13%-369.4pp | 182.05%-182.3pp | 282.24%-282.5pp |
| Employer contribution / active EE | $1,188 | $1,792-33.7% | $1,153+3.0% | $4,866-75.6% |
| Participant deferral / active EE | $3,217 | $2,716+18.5% | $1,829+75.9% | $5,352-39.9% |
| Admin fee / account holder | $1,266 | $3,063-58.7% | $2,232-43.3% | $9,541-86.7% |