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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,702 | $76,608+73.2% | $56,077+136.6% | $145,877-9.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 13.28% | 3009.59%-2996.3pp | 1709.28%-1696.0pp | 551.28%-538.0pp |
| Employer contribution / active EE | $1,517 | $1,382+9.8% | $1,040+45.8% | $4,663-67.5% |
| Participant deferral / active EE | $6,423 | $2,624+144.7% | $1,954+228.7% | $6,691-4.0% |
| Admin fee / account holder | $307 | $3,325-90.8% | $2,825-89.1% | $13,402-97.7% |