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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,702 | $76,634+73.2% | $56,054+136.7% | $145,978-9.1% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 13.28% | 3004.33%-2991.0pp | 1705.95%-1692.7pp | 550.52%-537.2pp |
| Employer contribution / active EE | $1,517 | $1,380+9.9% | $1,039+46.0% | $4,662-67.5% |
| Participant deferral / active EE | $6,423 | $2,622+144.9% | $1,952+229.0% | $6,690-4.0% |
| Admin fee / account holder | $307 | $3,321-90.8% | $2,822-89.1% | $13,400-97.7% |