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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,746 | $226,090-48.4% | $182,531-36.0% | $152,885-23.6% |
| Participation rate | 86.7% | 82.5%+4.2pp | 78.0%+8.7pp | 82.5%+4.2pp |
| Annual return | -34.38% | 192.57%-226.9pp | 148.57%-183.0pp | 345.39%-379.8pp |
| Employer contribution / active EE | $1,826 | $4,978-63.3% | $4,075-55.2% | $4,763-61.7% |
| Participant deferral / active EE | $12,055 | $6,369+89.3% | $5,525+118.2% | $5,851+106.0% |
| Admin fee / account holder | $48,446 | $10,705+352.6% | $8,593+463.8% | $11,598+317.7% |