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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,440 | $56,484+295.6% | $169,452+31.9% | $64,173+248.2% |
| Participation rate | 60.0% | 64.5%-4.5pp | 77.8%-17.8pp | 69.6%-9.6pp |
| Annual return | -5.24% | -1.55%-3.7pp | 1.83%-7.1pp | 7.63%-12.9pp |
| Employer contribution / active EE | $2,338 | $1,832+27.6% | $4,157-43.7% | $2,381-1.8% |
| Participant deferral / active EE | $11,412 | $3,448+231.0% | $5,277+116.3% | $3,470+228.9% |
| Admin fee / account holder | $41,520 | $4,174+894.7% | $9,110+355.8% | $4,887+749.5% |