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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,691 | $106,267+36.2% | $96,520+49.9% | $139,456+3.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.60% | 38.45%-21.8pp | 35.72%-19.1pp | 373.45%-356.8pp |
| Employer contribution / active EE | $426 | $4,105-89.6% | $3,739-88.6% | $4,753-91.0% |
| Participant deferral / active EE | $8,112 | $5,454+48.7% | $4,879+66.3% | $6,711+20.9% |
| Admin fee / account holder | $14,027 | $7,882+78.0% | $6,733+108.3% | $11,407+23.0% |