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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,919 | $57,352+27.1% | $83,830-13.0% | $64,173+13.6% |
| Participation rate | 81.5% | 68.6%+12.9pp | 76.1%+5.3pp | 69.6%+11.9pp |
| Annual return | -8.80% | 11.38%-20.2pp | 850.97%-859.8pp | 7.63%-16.4pp |
| Employer contribution / active EE | $796 | $2,546-68.7% | $3,631-78.1% | $2,381-66.6% |
| Participant deferral / active EE | $4,643 | $2,993+55.1% | $4,082+13.7% | $3,470+33.8% |
| Admin fee / account holder | $357 | $4,046-91.2% | $5,479-93.5% | $4,887-92.7% |