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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,832 | $132,099-10.0% | $115,599+2.8% | $138,895-14.4% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.3%+0.7pp | 79.9%-4.9pp |
| Annual return | 12.68% | 176.76%-164.1pp | 111.10%-98.4pp | 145.39%-132.7pp |
| Employer contribution / active EE | $562 | $3,416-83.6% | $2,955-81.0% | $4,194-86.6% |
| Participant deferral / active EE | $2,384 | $5,617-57.6% | $4,889-51.2% | $6,396-62.7% |
| Admin fee / account holder | $1,882 | $15,650-88.0% | $12,841-85.3% | $12,562-85.0% |