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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,974 | $125,184-18.5% | $105,607-3.4% | $145,884-30.1% |
| Participation rate | 85.7% | 77.6%+8.1pp | 75.3%+10.4pp | 80.3%+5.4pp |
| Annual return | 9.18% | 225.00%-215.8pp | 116.11%-106.9pp | 551.85%-542.7pp |
| Employer contribution / active EE | $525 | $3,720-85.9% | $3,167-83.4% | $4,662-88.7% |
| Participant deferral / active EE | $2,244 | $5,714-60.7% | $5,011-55.2% | $6,690-66.5% |
| Admin fee / account holder | $1,737 | $17,133-89.9% | $10,958-84.1% | $13,392-87.0% |