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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,886 | $106,247+74.0% | $96,515+91.6% | $139,466+32.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.33% | 38.47%-21.1pp | 35.73%-18.4pp | 373.66%-356.3pp |
| Employer contribution / active EE | $5,547 | $4,106+35.1% | $3,740+48.3% | $4,754+16.7% |
| Participant deferral / active EE | $13,191 | $5,456+141.8% | $4,880+170.3% | $6,712+96.5% |
| Admin fee / account holder | $6,828 | $7,885-13.4% | $6,735+1.4% | $11,409-40.2% |