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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,481 | $107,363+3.8% | $92,909+20.0% | $152,897-27.1% |
| Participation rate | 87.0% | 79.8%+7.2pp | 76.0%+11.0pp | 82.5%+4.5pp |
| Annual return | 18.02% | 145.63%-127.6pp | 109.44%-91.4pp | 345.43%-327.4pp |
| Employer contribution / active EE | $9,163 | $4,222+117.0% | $3,653+150.8% | $4,764+92.4% |
| Participant deferral / active EE | $10,169 | $4,848+109.8% | $4,238+139.9% | $5,851+73.8% |
| Admin fee / account holder | $39,338 | $7,082+455.5% | $5,795+578.8% | $11,599+239.1% |