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| Provider | Service type | Compensation |
|---|---|---|
MONTCHANIN ASSET MANAGEMENT2 years Filed as: MONTCHANIN ASSET MGMT LLC Service code 71 10 ROCKLAND ROAD · MONTCHANIN, DE 19710 | Brokerage Fees | $46,887 |
LINCOLN NATIONAL CORPORATION8+ years Filed as: LINCOLN FINANCIAL SERVICES Service code 55 | Other Commissions | $34,786 |
Filed as: EMPOWER ANNUITY INSURANCE CO OF AME Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $4,692 |
ADP BROKER-DEALER5 years Filed as: PENSION CONSULTANTS, INC Service code 13 · EIN 06-1504963 74 BATTERSON PARK ROAD · FARMINGTON, CT 06032 | Contract Administrator | $2,400 |
LINCOLN NATIONAL CORPORATION2 years Filed as: LINCOLN FINANCIAL SECURITIES Service code 55 P.O. BOX 2201 · FORT WAYNE, IN 46801 | Other Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,726 | $65,125+219.0% | $143,797+44.5% | $66,949+210.3% |
| Participation rate | 100.0% | 65.2%+34.8pp | 80.3%+19.7pp | 69.8%+30.2pp |
| Annual return | -17.97% | -11.13%-6.8pp | -0.04%-17.9pp | 1.57%-19.5pp |
| Employer contribution / active EE | $6,176 | $2,362+161.4% | $4,952+24.7% | $2,545+142.6% |
| Participant deferral / active EE | $5,484 | $2,920+87.8% | $5,638-2.7% | $4,239+29.4% |
| Admin fee / account holder | $372 | $503-25.9% | $14,679-97.5% | $594-37.3% |