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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MONTCHANIN ASSET MGMT LLC Service code 71 10 ROCKLAND RD · MONTCHANIN, DE 19710 | Brokerage Fees | $46,911 |
LINCOLN NATIONAL CORPORATION7+ years Filed as: LINCOLN FINANCIAL SERVICES Service code 55 | Other Commissions | $46,826 |
ADP BROKER-DEALER4 years Filed as: PENSION CONSULTANTS, INC Service code 13 | Contract Administrator | $6,667 |
ADP BROKER-DEALER7+ years Filed as: PENSION CONSULTANTS, INC. Service code 13 · EIN 06-1504963 | Contract Administrator | $2,940 |
TD AMERITRADE, INC.6 years Service code 33 200 S. 108TH AVENUE · OMAHA, NE 68154 | Securities brokerage | $100 |
Filed as: GREAT WEST LIFE & ANNUITY INSURANCE Service code 64 · EIN 84-0467907 | Recordkeeping Fees | $0 |
Filed as: LINCOLN FINANCIAL SECURITIES Service code 55 P.O. BOX 2201 · FORT WAYNE, IN 46801 | Other Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,258 | $95,406+210.5% | $185,849+59.4% | $85,847+245.1% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 11.94% | 23.59%-11.6pp | 122.10%-110.2pp | 318.61%-306.7pp |
| Employer contribution / active EE | $6,668 | $3,314+101.2% | $5,169+29.0% | $2,565+159.9% |
| Participant deferral / active EE | $6,183 | $3,424+80.6% | $5,569+11.0% | $3,952+56.5% |
| Admin fee / account holder | $379 | $7,214-94.8% | $16,244-97.7% | $6,261-94.0% |