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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,914 | $99,345-50.8% | $84,753-42.3% | $273,972-82.1% |
| Participation rate | 33.3% | 80.7%-47.4pp | 76.6%-43.3pp | 83.0%-49.7pp |
| Annual return | 3.37% | 22.93%-19.6pp | 22.78%-19.4pp | 41.46%-38.1pp |
| Employer contribution / active EE | $3,937 | $4,214-6.6% | $3,574+10.1% | $4,869-19.1% |
| Participant deferral / active EE | $12,101 | $4,270+183.4% | $3,712+226.0% | $5,287+128.9% |
| Admin fee / account holder | $68,017 | $6,645+923.5% | $5,333+1175.4% | $10,133+571.3% |