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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,040 | $106,280+101.4% | $96,538+121.7% | $139,487+53.4% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 10.28% | 38.48%-28.2pp | 35.74%-25.5pp | 373.84%-363.6pp |
| Employer contribution / active EE | $3,639 | $4,107-11.4% | $3,740-2.7% | $4,755-23.5% |
| Participant deferral / active EE | $11,458 | $5,457+110.0% | $4,880+134.8% | $6,713+70.7% |
| Admin fee / account holder | $0 | $7,888-100.0% | $6,737-100.0% | $11,407-100.0% |