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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $173,658 | $93,064+86.6% | $74,577+132.9% | $273,972-36.6% |
| Participation rate | 100.0% | 74.9%+25.1pp | 68.1%+31.9pp | 83.0%+17.0pp |
| Annual return | 8.97% | 26.18%-17.2pp | 20.47%-11.5pp | 41.46%-32.5pp |
| Employer contribution / active EE | $7,426 | $3,160+135.0% | $2,525+194.1% | $4,869+52.5% |
| Participant deferral / active EE | $6,521 | $4,160+56.7% | $3,458+88.6% | $5,287+23.3% |
| Admin fee / account holder | $16,091 | $5,273+205.2% | $4,138+288.9% | $10,133+58.8% |