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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,034 | $100,139+311.5% | $85,187+383.7% | $145,884+182.4% |
| Participation rate | 95.8% | 74.1%+21.7pp | 67.5%+28.3pp | 80.3%+15.5pp |
| Annual return | 15.34% | 84.15%-68.8pp | 66.67%-51.3pp | 551.85%-536.5pp |
| Employer contribution / active EE | $1,800 | $3,238-44.4% | $2,732-34.1% | $4,662-61.4% |
| Participant deferral / active EE | $9,726 | $5,296+83.7% | $4,525+114.9% | $6,690+45.4% |
| Admin fee / account holder | $874 | $7,262-88.0% | $6,162-85.8% | $13,392-93.5% |