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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,068 | $54,380-52.1% | $68,509-61.9% | $59,633-56.3% |
| Participation rate | 91.1% | 70.2%+20.9pp | 74.7%+16.4pp | 68.7%+22.5pp |
| Annual return | -3.33% | 2.83%-6.2pp | 8.27%-11.6pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $319 | $1,539-79.2% | $2,278-86.0% | $2,203-85.5% |
| Participant deferral / active EE | $2,331 | $2,643-11.8% | $3,382-31.1% | $3,192-27.0% |
| Admin fee / account holder | $3,644 | $3,885-6.2% | $5,275-30.9% | $4,297-15.2% |