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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,381 | $73,009-65.2% | $90,760-72.0% | $68,486-62.9% |
| Participation rate | 94.6% | 70.8%+23.8pp | 75.7%+18.9pp | 67.9%+26.7pp |
| Annual return | -16.40% | -13.81%-2.6pp | -12.16%-4.2pp | -7.85%-8.5pp |
| Employer contribution / active EE | $728 | $2,193-66.8% | $2,922-75.1% | $2,597-72.0% |
| Participant deferral / active EE | $2,948 | $3,626-18.7% | $4,565-35.4% | $4,028-26.8% |
| Admin fee / account holder | $902 | $5,896-84.7% | $8,444-89.3% | $5,404-83.3% |