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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,677 | $52,306+6.4% | $69,779-20.2% | $62,881-11.5% |
| Participation rate | 44.1% | 67.2%-23.1pp | 71.8%-27.7pp | 69.3%-25.2pp |
| Annual return | 7.47% | 13.35%-5.9pp | 12.99%-5.5pp | 20.14%-12.7pp |
| Employer contribution / active EE | $1,119 | $1,799-37.8% | $2,338-52.2% | $2,281-51.0% |
| Participant deferral / active EE | $2,148 | $2,395-10.3% | $2,931-26.7% | $3,203-33.0% |
| Admin fee / account holder | $140 | $3,691-96.2% | $4,381-96.8% | $4,296-96.7% |