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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,146 | $56,544+9.9% | $75,501-17.7% | $70,126-11.4% |
| Participation rate | 53.3% | 68.1%-14.8pp | 72.4%-19.0pp | 69.5%-16.2pp |
| Annual return | 19.16% | 23.59%-4.4pp | 27.35%-8.2pp | 73.15%-54.0pp |
| Employer contribution / active EE | $1,243 | $1,817-31.6% | $2,352-47.2% | $2,343-47.0% |
| Participant deferral / active EE | $2,833 | $2,580+9.8% | $3,142-9.8% | $3,332-15.0% |
| Admin fee / account holder | $182 | $3,827-95.2% | $5,801-96.9% | $4,645-96.1% |