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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $372,235 | $183,516+102.8% | $155,534+139.3% | $145,884+155.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.30% | 61.43%-51.1pp | 64.92%-54.6pp | 551.85%-541.5pp |
| Employer contribution / active EE | $7,851 | $5,315+47.7% | $4,675+68.0% | $4,662+68.4% |
| Participant deferral / active EE | $8,641 | $6,467+33.6% | $5,630+53.5% | $6,690+29.2% |
| Admin fee / account holder | $49,768 | $19,293+158.0% | $15,900+213.0% | $13,392+271.6% |