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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,592 | $175,259+110.3% | $149,723+146.2% | $139,487+164.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.87% | 166.82%-151.0pp | 134.50%-118.6pp | 373.84%-358.0pp |
| Employer contribution / active EE | $6,974 | $5,478+27.3% | $4,821+44.7% | $4,755+46.7% |
| Participant deferral / active EE | $8,853 | $6,522+35.8% | $5,682+55.8% | $6,713+31.9% |
| Admin fee / account holder | $5,812 | $16,158-64.0% | $13,215-56.0% | $11,407-49.1% |